Dental insurance is one of the best investments you can make for your health. While your coverage depends on the specific company and plan you have, most PPO dental insurance plans cover a range of dental services that are essential to maintaining your oral health. Continue reading to find out how you can fully take advantage of your dental insurance plan and make the most of your investment.
First and foremost, get to know the PPO insurance plan you have signed up for. Take your time sifting through the information you receive from your insurance provider to get to know the different treatment options you have, what the co-pays will be, and how to go about finding the right dentist for you.
By choosing a dentist within your network, you will be able to receive the maximum amount of treatment with the minimal amount out-of-pocket costs. Be sure to inquire with your dentist before visiting and confirm that they accept your insurance to avoid surprise fees.
PPO dental insurance plans have maximum limits that each patient can use so be sure to find out what your annual limit is. This can become particularly useful when you need a two-part procedure toward the end of the year. If possible, get the first part done at the end of the year and wait for the second part for early January if you are close to your annual maximum after the first procedure.
If you are confused about any aspects of your dental insurance coverage, give your provider a call and get an answer. If you are paying for annual dental insurance, it only makes sense to get the most that you can out of your coverage!